LifeCare

Yes. LifeCare requires a one-time entrance fee, which gives you guaranteed access to every level of care on our campus, including long-term skilled nursing care, at a predictable monthly rate. It is an investment in financial predictability and peace of mind that rental communities simply cannot match. This fee is based on your age and preferred apartment-home in our community, which is why starting the planning process early is so important.

You’ll never be asked to leave. LifeCare ensures you continue receiving the same level of care in your same community, even if your financial situation changes. That’s a promise you won’t receive from any other senior living community in Cedar Rapids.

Yes. A portion of both your entrance fee and your monthly fees may be tax-deductible as prepaid medical expenses. Many residents deduct up to 40%. Talk with your financial advisor to understand what this could mean for you.

Yes. Because of the extensive guarantees LifeCare offers, it requires both medical and financial prequalification. If you wait until you’re in crisis, you may no longer be eligible—that’s why planning ahead is so important.

In most cases, yes. Benefits from your long-term care policy may be paid directly to you while you’re receiving higher levels of care, such as assisted living or skilled nursing. Your insurance provider can provide specific guidance on these cases.

Absolutely. Many of our residents share that goal. LifeCare actually helps preserve more of your savings over time by keeping your monthly payments more predictable. Your financial advisor can show you how LifeCare’s guarantees can support your legacy tomorrow.

That’s the best case scenario, and it happens for some, but we know 7 out of 10 people over age 65 will need some form of long-term care. Even if you never do, you and your family have still gained the peace of mind, simplicity, and financial protection that LifeCare provides.